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You do the work. You close the sale.
But every time a customer pays, a chunk gets shaved off… before the money even touches your account.
1%, 3%… gone
Monthly card machine fees
It adds up. Hundreds, sometimes thousands, lost every month.
Money that should be growing your business... not funding the banks.
Still paying to get paid?
Compare Zirofi to card readers and see why smart merchants are switching.
Card Machines
Monthly revenue (£):
Select transaction fee %:
Your card machine is draining you:
£293
vanishes every month
That’s ~£3510 gone every year.
% skim on every sale: £263
Flat hit per tap/insert: £10
Hardware: £20
Stop the leakage:
£224
saved with Zirofi / month
≈ £2682
back in your pocket each year.
All-in cost? £69 a month. No % cut. Ever.
Who is Zirofi for
If you're charging over £100 per job or product and doing this full-time, Zirofi is for you.
Mechanics & Garages
Tutors & Training Centres
Mobile Barbers
Car Detailers
Clinics & Private Health
Furniture & Kitchen Showrooms
+ more
This Is What We Kept Hearing...
Real words from real businesses. This is exactly why Zirofi exists.
“It takes up to 45 days for our money to clear. We’ve done the job… but we’re still waiting to get paid. It’s holding back our growth and keeping risk on us long after the customer has received the sofa.”
— Sofa Store Owner
“Card machines skim a couple percent which doesn't seem much. But that’s £470 a month — nearly £5,000 a year. Gone! For nothing.”
— Garage Owner
“I'm not a big enterprise. I'm just a local shop trying to feed my family. But card fees keep cutting into my profits, every single month.”
— Store Owner
If this sounds familiar... Zirofi was built for you.
These are real quotes from business owners we spoke to while building Zirofi.
What you get for is unreal
Packed with value. Built to save. Designed for growth.
What you get
Real value
0% card fees
£75–£300+/mo saved
Instant payouts
same-day cash in your account
No chargebacks
£1000s saved in disputes
Branded payment flow
worth £20/mo
Confirmation + ref logging
cuts admin + errors
Merchant dashboard
tracks links, payments, history |
Priority setup & support
fast onboarding & live support
Passive QR stand
Pro tier only
£79 value
Simple pricing. Real savings. No % fees ever.
Money in your bank instantly
0% transaction fees
No chargebacks
No hardware
Growing businesses that want to save on every job or product
Limited time offer
First 60 days or 500 payments free
Cancel any time
£69
/ mo
+40 requests for £15
Best for busy operators saving on every job
60 days Free
Limited Slots
£299
/ mo
Engineered for serious volume - no limits, no surprises.
+40 requests for £10
What Counts as a Payment Request
A “payment request” is counted each time you generate a new payment link - regardless of whether the customer completes the payment.
Why it works this way:
Each link triggers your unique payment flow, generates a usage log, and gives you full control over how you get paid. That’s how we keep pricing flat, predictable, and 100% transparent — even before money is received.
You’re never charged based on value of the payment
You keep 100% - whether it’s £50 or £5,000 (or more), it's fixed
You’re only billed by us for the number of payment requests you make
Pro Tip:
Only generate a link when your customer is ready to pay. Simple habit, big efficiency.
Zirofi is built on fairness.
No % cuts. No hidden charges. No funny business.
Just clean, flat pricing - with you in control.
