Free 30-second check

Could you keep more of every larger payment?

Enter three quick figures to compare your estimated card costs with Zirofi's fixed-fee pay-by-bank option.

Best for £250+ payments£0 setup£0 monthlyNo percentage-based Zirofi fee

Your quick check

What's a typical large payment for you?

Think deposits, repair bills, treatments, invoices or final balances.

£0setup fee
£0monthly fee
0%percentage-based Zirofi fee
Directto your business bank account

Payments are initiated through an FCA-authorised payment provider using Open Banking. Zirofi does not hold customer funds. Zirofi is a trading name of Nexicode Ltd.

Keep more profit, get paid faster, and take higher-value payments by secure bank link or QR code.

Contact

Merchant Payment Terms

Customer Payment Terms

Privacy policy

©Zirofi: Nexicode Ltd 2026. All rights reserved.

Zirofi is a trading name of Nexicode Ltd, registered in England and Wales. Company number: 15555102.


Zirofi is not a bank, wallet, lender or card processor. Zirofi provides merchant-facing pay-by-bank payment software. Customers approve payments through their own banking app or online banking. Zirofi does not ask customers for card details, online banking passwords or banking login credentials.

Keep more profit, get paid faster, and take higher-value payments by secure bank link or QR code.

Contact

Merchant Payment Terms

Customer Payment Terms

Privacy policy

©Zirofi: Nexicode Ltd 2026. All rights reserved.

Zirofi is a trading name of Nexicode Ltd, registered in England and Wales. Company number: 15555102.


Zirofi is not a bank, wallet, lender or card processor. Zirofi provides merchant-facing pay-by-bank payment software. Customers approve payments through their own banking app or online banking. Zirofi does not ask customers for card details, online banking passwords or banking login credentials.

Keep more profit, get paid faster, and take higher-value payments by secure bank link or QR code.

Contact

Merchant Payment Terms

Customer Payment Terms

Privacy policy

©Zirofi: Nexicode Ltd 2026. All rights reserved.

Zirofi is a trading name of Nexicode Ltd, registered in England and Wales. Company number: 15555102.


Zirofi is not a bank, wallet, lender or card processor. Zirofi provides merchant-facing pay-by-bank payment software. Customers approve payments through their own banking app or online banking. Zirofi does not ask customers for card details, online banking passwords or banking login credentials.