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Let’s talk about cutting your payment costs

Let’s talk about cutting your payment costs

Let’s talk about cutting your payment costs

Have a question about Zirofi, pay by bank, or whether it’s right for your business? Get in touch and we’ll point you in the right direction.

Have a question about Zirofi, pay by bank, or whether it’s right for your business? Get in touch and we’ll point you in the right direction.

Have a question about Zirofi, pay by bank, or whether it’s right for your business? Get in touch and we’ll point you in the right direction.

Send us a message

Send us a message

Send us a message

Most businesses don’t realise how much card fees are quietly costing them until they check.

Most businesses don’t realise how much card fees are quietly costing them until they check.

Most businesses don’t realise how much card fees are quietly costing them until they check.

FAQ's

Most common questions

Is Zirofi easy to use?

Is Zirofi cheaper than card payments?

How fast do payments arrive?

Is pay by bank secure?

Why does faster settlement matter?

Does Zirofi work with major UK banks?

Do customers need to download a new app?

Are there chargebacks?

What kinds of businesses is Zirofi best for?

Is Zirofi easy to use?

Is Zirofi cheaper than card payments?

How fast do payments arrive?

Is pay by bank secure?

Why does faster settlement matter?

Does Zirofi work with major UK banks?

Do customers need to download a new app?

Are there chargebacks?

What kinds of businesses is Zirofi best for?

Keep more profit.
Get paid faster.

Keep more profit, get paid faster, and take higher-value payments by secure bank link or QR code.

©Zirofi: Nexicode Ltd 2026. All rights reserved.

Zirofi is a trading name of Nexicode Ltd, registered in England and Wales. Company number: 15555102.


Zirofi is not a bank, wallet, lender or card processor. Zirofi provides merchant-facing pay-by-bank payment software. Customers approve payments through their own banking app or online banking. Zirofi does not ask customers for card details, online banking passwords or banking login credentials.

Keep more profit.
Get paid faster.

Keep more profit, get paid faster, and take higher-value payments by secure bank link or QR code.

©Zirofi: Nexicode Ltd 2026. All rights reserved.

Zirofi is a trading name of Nexicode Ltd, registered in England and Wales. Company number: 15555102.


Zirofi is not a bank, wallet, lender or card processor. Zirofi provides merchant-facing pay-by-bank payment software. Customers approve payments through their own banking app or online banking. Zirofi does not ask customers for card details, online banking passwords or banking login credentials.